Independent Medicare education. A little clarity goes a long way.

Your practical toolkit

A useful checklist. A clearer conversation.

Bring the questions that matter to your next coverage comparison.

Your coverage comparison

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The checklist records completion only. It does not ask for or store your medications, health history or insurance details. No account is needed.

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Words, made simpler

A small Medicare glossary.

Premium
A regular payment for coverage.
Deductible
An amount you pay for certain services before coverage starts paying, subject to the plan’s rules.
Copayment
A fixed amount for a covered item or service.
Coinsurance
A percentage of the cost you pay for a covered service.
Formulary
A plan’s list of covered drugs.
Provider network
Providers and facilities that participate in a particular plan.
Prior authorization
Approval a plan may require before it covers a service or drug.
Evidence of Coverage
The plan document explaining benefits, costs, rules and member rights.